The Not-So-Sexy Infertility Adventures of a Girl in the Big Apple

Tuesday, October 4, 2011

A Reversal

So I just got a mail from CCRM saying that I was cleared to cycle in November!  Great news, except now I have a dilemma.  I just realized that we could allocate money to my husband's FSA next year for these treatments and do them tax free - that is significant savings.   If we do 2 cycles, it might save us as much as $16,000.  So by cycling in November I would be missing out on $7 - $8k worth of savings from this.

Ugh, now I don't know what to do.  I am torn because I know that cycles can get postponed due to other factors (a cyst, poor response, etc) and therefore I think you need to take opportunities when you can, because you never know what can happen.  On the other hand, $7 - $8k is a lot of money!

Help!

5 comments:

  1. That's great news!! I think if it were me, I would wait. It's only a couple of months and that is a LOT of money to save - just my two cents.

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  2. I agree with Jen. It's hard to wait but in reality is not so far away. hang in there and good luck with your decision!

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  3. Hmm - that's a hard one! That is pretty good savings, but sounds like you are ready to get rolling! Good luck!

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  4. Tough decision! Honestly without knowing your financial situation it's hard for me to comment. For me personally I would go for it in November but if you are a little more strapped for cash and would greatly benefit from the $8000 savings then I would say wait it out. Really a tough call! Good luck!

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  5. I'd wait. Especially WHEN you get pregnant you'll need that money for nursery stuff!

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